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Looking for a good deal for a HOME LOAN? Apply Now!!
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Loan Parameters
Loan amount:  
Loan length:  years
Annual interest:  %
Pay periodicity:
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Bank Detail

 

Download Booking Form

LIST OF DOCUMENTS FOR HOUSING LOAN
  1. PHOTO – 3.
  2. ID PROOF- PAN CARD
  3. RESIDENSE PROOF- (TEL. BILL, ELE. BILL, RASAN CARD, VOTER ID CARD
  4. SERVICE ID CARD.
  5. SALARY SLIP – 3 MONTHS.
  6. BANK STATEMENT – 6 MONTHS.
  7. ITR WITH FORM-16, - 2 YEARS.
  8. ASSETS & LIABILITIES PROOF.
  9. AGREEMENT PHOTOCOPY
(IF THE APPLICANT IS SELF EMPLOYED THAN)
  1. BANK STATEMENT (C/A AND S/A) ACCOUNT STATEMENT- 6 MONTHS.
  2. OWNER SHIP OF BUSINESS PROOF – VAT NO., LISECNCE
  3. FULL SET OF ITR (BALANCE SHEET WITH COMPUTATION) - 3 YEARS.
  4. INCOME TAX PAID CHALAN- 3 YEARS.
  5. ASSETS & LIABILITIES PROOF.
  6. AGREEMENT PHOTOCOPY .
PROCESSING FEE: -
5 TO 10 LACS: - 2000/-
10 TO 20 LACS: - 5000/-
20 TO 50 LACS: - 7000/-
50 TO 100 LACS: - 8000/-

PROCESSING FEES AS PER LOAN AMOUNT SHOULD BE GIVEN BY CHECK WITH LOAN DOCUMENTS DRAWN ON:

STATE BANK OF INDIA

ALL THE DOCUMENTS WILL BE SELF ATTEST BY THE APPLICANT

 

Download Booking Form CHECK LIST

1. Eligibility:
  1. Residents /NRIs/ PIO holding Indian Passports conforming to normal borrower standards with independent & regular source of income.
  2. Age of the borrower/s shall be between 18 years to 60 years subject to the condition that repayment period (including repayment holiday if any,) shall not go beyond the retirement age, in case of salaried class, and 70 years of age, in case of other than salaried class.
  3. In addition to spouse, maximum of one close relative as co applicant required for supplementing repayment capacity.
  4. However, where the property to be mortgaged is jointly owned by close relatives, all the joint owners to join as co applicants, irrespective of their age and numbers.
  5. Where property is owned by applicant’s parents/spouse who do not have independent/ regular income, they should join as co applicant only, irrespective of their age.
  6. If, applicant is unmarried/divorcee, co obligation of parent/s (irrespective of their age) or third party guarantee is required.
  7. Applicant /Co applicant must be confirmed in the service & should have two years of aggregate service in previous & present employment together.
2. Purpose :
  1. For construction of house/flat, purchase of ready built house/ flat.
  2. For take-over of housing loans from other Banks/Institutions.
  4. Margin for Loan:
    above 1 crore to 2 crore : 25%
    above 2 crore to 3 crore : 30%
    above 3 crore : 35%
PROCESSING FEE: - EMI CHART

PROCESSING FEES AS PER LOAN AMOUNT SHOULD BE GIVEN BY CHECK WITH LOAN DOCUMENTS DRAWN ON:

Corporation Bank

ALL THE DOCUMENTS WILL BE SELF ATTEST BY THE APPLICANT